ZaloPay: How VNG’s Wallet Challenges MoMo in Vietnam
ZaloPay isn’t trying to be Vietnam’s everything app. It’s trying to be the payments layer inside the app that already is — Zalo, the messaging platform used by 98% of … Read more
digital payments
How Do Digital Payments Work in Southeast Asia in 2026? QR, Wallets, and Cross-Border Rails
Southeast Asia’s digital payments market has crossed the $1 trillion threshold in total transaction value — and the infrastructure that makes it work looks nothing like what you’d find in … Read more
Paytm vs PhonePe: A 2026 Comparison of India’s Digital Payments Duopoly
PhonePe processes 48% of all UPI transactions in India. Paytm handles roughly 7%. Two years ago, that gap was half as wide. The Reserve Bank of India’s crackdown on Paytm … Read more
GoJek’s Ecosystem: Indonesia’s Original Super App
GoTo Group — the parent company behind Gojek, GoPay, and a minority stake in Tokopedia — posted full-year net revenue of Rp 18.3 trillion (~$1.1 billion) in 2025, up 24% … Read more
Grab’s Business Model: How SEA’s Super App Makes Money
Grab Holdings isn’t just a ride-hailing company anymore — and hasn’t been for years. As of 2025, Grab operates across eight Southeast Asian countries and 900+ cities with 47 million … Read more
GCash vs PayMaya vs Maya: A 2026 Comparison of the Philippines’ Digital Wallet Leaders
The Philippines‘ digital wallet market hit $4.1 billion in 2025, growing at 11.2% CAGR (Expert Market Research). Digital payments now account for 57.4% of all retail transaction volume and 59% … Read more
What are the Super Apps Powering Asia in 2026? The Business Model Behind 3.5 Billion Users
A super app is a single mobile application that bundles multiple services — rides, deliveries, payments, lending, shopping, entertainment — into one platform. The concept barely exists in the West, … Read more
What is the State of Digital Payments in Southeast Asia in 2026? BNPL, QR Codes, and the End of COD
Cash-on-delivery collapsed in Southeast Asia faster than any payment method transition in regional history. In 2019, COD represented 52% of all e-commerce payments across the region. By Q1 2026, it … Read more
What is the State of UPI in 2026? How India Won Digital Payments and Now Faces a Revenue Gap
Everyone loves the UPI story. And why wouldn’t they? A country that had 190 million unbanked adults a decade ago now runs the world’s largest real-time payments network. The Unified … Read more
What is the State of India’s Digital Payments in 2026? Inside the UPI Revolution
In the space of a single decade, India built the world’s largest real-time payments network, enrolled 1.34 billion citizens in a biometric identity system, and created an open-finance data-sharing framework … Read more