ZaloPay: How VNG’s Wallet Challenges MoMo in Vietnam
ZaloPay isn’t trying to be Vietnam’s everything app. It’s trying to be the payments layer inside the app that already is — Zalo, the messaging platform used by 98% of … Read more
Fintech
MoMo: How Vietnam’s 40M-User Wallet Won the Market
MoMo isn’t just Vietnam’s most popular e-wallet. It’s the country’s definitive case study in how a mobile payments startup can grow into a full-blown financial super app — and finally … Read more
What is Razorpay? How India’s B2B Fintech Processes $180 Billion Annually
Razorpay is India’s dominant full-stack payments and business banking platform, processing an annualised total payment volume (TPV) of $180 billion across more than 12 million merchants. Co-founded in 2014 by … Read more
PhonePe: How Walmart’s Fintech Captured 48% of UPI
PhonePe processes nearly half of all digital payments in India, and it’s not particularly close. As of December 2025, the Walmart-backed fintech held a 48.7% share of UPI transaction value … Read more
How Do Fintech Ecosystems Scale in Asia in 2026? From Wallets to Digital Banks
Asia’s fintech ecosystems don’t scale the way Western ones do. They scale faster, wider, and along a predictable ladder that starts with payments and climbs through lending, insurance, and wealth … Read more
Paytm: India’s $20B Comeback After the RBI Crisis
Paytm’s story is the most dramatic comeback arc in Asian fintech. The company — formally One97 Communications — went public in November 2021 at a $20 billion valuation, watched its … Read more
What is Toss? How a Simple App Built Korea’s 30 Million-User Fintech Platform
Toss, operated by Viva Republica, isn’t just South Korea’s most popular fintech app — it’s the clearest proof that the Asian super app model can work outside China and Southeast … Read more
Kakao Super App: How a Chat App Became Korea’s OS
Kakao Corp isn’t a messaging company that bolted on services — it’s a platform conglomerate that grew out of a chat app. As of its 2025 full-year results, Kakao reported … Read more
How Do Digital Payments Work in Southeast Asia in 2026? QR, Wallets, and Cross-Border Rails
Southeast Asia’s digital payments market has crossed the $1 trillion threshold in total transaction value — and the infrastructure that makes it work looks nothing like what you’d find in … Read more
Inside Sea Group: Ecommerce, Gaming, Payments and AI
Why does Sea Group matter in 2026? Sea Limited closed 2025 with $22.9 billion in revenue, $1.6 billion in net income, and three businesses operating at scale that almost no … Read more